Rise of the robots: AI in private credit

Credit managers have been experimenting with AI in 2025, with many expecting it will become an integral part of the private credit landscape in the near future.

Perhaps the biggest buzzword of 2025 was AI, which was simultaneously viewed as a game-changing, era-defining productivity tool and a huge bubble that was set to crash any minute. As the year closed out, the demand for data centres to power AI applications has led to a global shortage of RAM memory chips and made AI chipmaker Nvidia the most valuable company in the world (adding over $1 trillion in value in 2025 alone).